Debt Consolidation Mortgage Loan
What can a debt consolidation mortgage loan do for you? Well, for starters, you can get a much, much lower interest rate. Let's say you owe $4,000 to MasterCard and your interest rate is 18.3%, and you owe Visa $3,500 at 19%, and you have a Macy's credit card that has a $500 balance with a 24% interest rate. If you get a debt consolidation mortgage loan for $8,000 at 5%, just think of all the money you'll save in interest. Plus, in some cases, the interest on a debt consolidation mortgage loan is tax deductible. (To determine if it's tax deductible for you, check with a tax advisor.) And, once you have those pesky unsecured debts paid off, it reflect positively on your credit.
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