http://www.bestdebtresources.com/debt/debt-consolidation-loans.html Debt consolidation loans can save you a lot of money. Check into one today. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Debt consolidation loans are not the same thing as debt consolidation. When you enroll in a debt consolidation program, it doesn't involve a loan. You get an actual loan, usually with something like your house as collateral, then you pay off your creditors. The biggest advantage of debt consolidation loans is that instead of paying 18-20% interest on each of your credit cards, you can usually lock into a much, much lower rate; thereby getting your debts paid off sooner. A debt consolidation loan can save you so much money every month that you could maybe (Gasp!) open a savings account! Sat, 26 Jul 2008 15:00:00 EDT